A COMPREHENSIVE EXAMINATION OF PROFITABILITY, PERFORMANCE, AND EFFICIENCY METRICS: A CASE STUDY OF ICICI BANK IN THE BANKING SECTOR
Tanvi Thakur
Commerce
Janurary 2024
This study presents a comprehensive examination of the profitability, performance, and efficiency metrics of ICICI Bank, one of India's leading financial institutions, within the context of the banking sector. Through a mixed-method research approach, both primary and secondary data sources are analyzed to assess the bank's operational dynamics and financial performance from 2016 to 2020. Key financial indicators including liquidity, earnings, asset quality, management effectiveness, and capital adequacy are evaluated using the CAMEL grading system. The analysis reveals notable trends and fluctuations in various financial ratios over the study period, highlighting areas of strength and areas for potential improvement within ICICI Bank's operations. The findings underscore the importance of effective management strategies and cost reduction initiatives to enhance the bank's financial performance and ensure long-term sustainability in a dynamic banking environment.
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