CLOUD SECURITY OR SECURITY IN BANKING
Vaibhav Kumar Pradhan
Computer Science
September 2023
Many companies and institutions now rely heavily on the Internet because of the rise of cloud computing. In order to meet their many needs and develop a banking system that can quickly adapt to changing market conditions, financial institutions are increasingly turning to cloud computing solutions. However, previous research has tended to look at the challenges of cloud computing adoption from the perspective of organizations, rather than the perspective of the people who actually utilize the services. So, this article aims to look into what customers think about cloud computing's impact on the banking industry and then offer an adoption strategy. TAM-DTM serves as the primary foundation for this model's development; three additional constructs—trust, cost, and security and privacy—are added to this model. A total of 162 Malaysian bank customers were sent out questionnaires at random. Partial least squares (PLS) analysis was employed to evaluate survey data, and SmartPLS was utilized for hypothesis testing and model validation. Based on the findings, it appears that TAM-TDM can accommodate trustworthy, cost-effective, secure, and private communications. Strong positive effects on usability, value, and confidence were observed for the security and privacy components. The discoveries of the review demonstrate that clients' conduct plan to take on distributed computing is fundamentally affected by factors like apparent value, saw convenience, cost, perspectives toward cloud, and trust. The results of this research will help financial institutions better understand customers' viewpoints and feelings about cloud-based application adoption
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